The investment process starts with goals analysis—learning more about your financial picture and personal circumstances. During this formal discovery process, we will work to develop an Investment Policy Statement (IPS). This living, breathing document codifies an investor’s objectives and constraints.

The foundation of anyone’s portfolio should include diversification with different asset classes that can help mitigate risk and give appropriate returns. The asset allocation will be dependent on one’s tolerance for risk, time horizon, and cash flow needs.

The ALINE investment committee conducts market assessment, analysis, and research on a continuous basis. We believe investment valuation is paramount and study various metrics to develop an internal matrix. This proprietary analysis looks at a series of market and technical indicators to determine our “base case” for the global markets. We also look for growth opportunities—themes in the economy and markets we can buy at an attractive price.

Based on our discussions and a risk evaluation questionnaire, we will zero in on your risk tolerance. We will construct a portfolio aligning your goals and tolerance for risk. This comprehensive wealth management plan looks at where you are today and where you want to be in 10, 20, 30 years and helps to formulate a road map to get you there.

With the target portfolio construction in mind, we will begin assessing an implementation strategy. We will be mindful of market conditions and tax considerations when allocating capital.

We offer our clients access to a financial reporting platform which allows for an instant look at your portfolio. Here, you can view your accounts, performance, and access our secure digital vault.